Employees count on you.
Businesses count on us.
*ABOUT RSR
Who We Are
RSR Benefits
LOCAL INSURANCE AGENCY SERVING SMALL BUSINESSES IN CENTRAL KY AND WESTERN NY
RSR Benefits is a locally-owned and family-operated agency, serving Central Kentucky, the surrounding areas and Western New York. For over 12 years, we have specialized in helping small businesses, put programs in place, that help to navigate everything that is going on in the healthcare world. We offer creative solutions, and can customize our programs, to fit the needs of you and your employees.
*OUR CARRIERS
Health Insurance & Ancillary Carriers
RSR Benefits is committed to providing individual solutions to meet the specific benefit needs of your business. Every situation is different, and we strive to put together comprehensive benefit packages that fit the needs of each business, as well as their employees.
*EXPERTISE
Service is our #1 Priority
Service is our number one priority here at RSR Benefits. Our goal is to become an arm of your HR department. We offer personal insurance, business insurance, employee benefits, dental insurance, life insurance, group health insurance, workers’ compensation insurance, and group dental/vision plans.
*OUR SERVICES
Insurance Products
We work with small to medium sized businesses to provide affordable and employee-valued group payroll-deducted benefits that make small business feel larger, attracted skilled employees, increase employee retention and build a more favorable company culture for your team. Insurance plans also keep your employees healthy and working.
Employee Benefits Insurance
Employee Benefits insurance covers a wide range of plans, including health, dental and life insurance, profit-sharing plans, workers’ compensation, and employee stock plans.
Group Health Insurance
Group Insurance health plans provide coverage to a group of members, usually comprised of company employees or members of an organization.
Long Term Care Insurance
Long-term care (LTC) insurance is coverage that provides nursing-home care, home-health care, and personal or adult daycare for individuals age 65 or older or with a chronic or disabling condition that needs constant supervision.
Life Insurance
The primary purpose of life insurance is to provide a financial benefit to dependants upon premature death of an insured person. The policy pays a specified amount called a “death benefit” to the named beneficiary, when the insured dies.
Vision Insurance
Vision insurance offers health and wellness plans to reduce costs for routine preventative eye care (eye exams, prescription eyewear and contact lenses), and some include elective vision correction surgery including LASIK and PRK.
Dental Insurance
Dental Insurance helps reduces costs of dental care for you and your family’s overall oral health including preventative, restorative orthodontic dental care including dental exams, x-rays, sealants, fluoride, extractions, root canals, crowns, bridges, dentures and more.
Disability Insurance
Disability insurance is a type of insurance product that provides income in the event that a policyholder is prevented from working and earning an income due to a disability.
Long Term Planning
Long-term care insurance offers an alternative to out-of-pocket and Medicaid payments, helping seniors pay for assisted living, skilled nursing or specialized care in a senior living community. A long-term care policy can guarantee considerable protection without depleting the assets for a surviving spouse and heir.
*TESTIMONIALS
Don't take my word for it
Cherie F.
5 Star Google Review
“RSR has made navigating a complex web of benefits easy! Taking care of all the details so I can focus on my business! Highly recommend!”
Emelie C.
5 Star Google Review
“As a small business, benefits can be overwhelming. RSR made the process seamless and much easier than our previous experience. It has taken a huge load off of our plate. Highly recommend!”
David H.
5 Star Google Review
“Very responsive, very competitive and very service oriented. Said did not like 800 numbers, said call them. I like that!”
Chris E.
5 Star Google Review
“RSR Helped my small business save tens of thousands per year on our employee benefits. Couldn’t be happier.”