Employees count on you. Businesses count on us.

Our Mission Statement:   We work with small to medium sized businesses to put group employee benefits programs in place for business owners. We provide hassle-free, affordable solutions and provide guidance, recommendations and expert advice to help our clients navigate the healthcare and insurance world.

We work with small to medium sized businesses to provide affordable and employee-valued group payroll-deducted benefits that make small business feel larger, attracted skilled employees, increase employee retention and build a more favorable company culture for your team.  Insurance plans also keep your employees healthy and working.

It is our goal to become an extension of your Human Resources department on the benefits side to provide hassle-free enrollment, management and on-going service.

Here are some of the providers we work with:

We provide the following products:

  • Employee Benefits Insurance
  • Group Health Insurance
  • Long Term Care Insurance
  • Life Insurance
  • Vision Insurance
  • Dental Insurance
  • Disability Insurance
  • Long Term Planning

``We have a proven record of success improving benefit cost containment, leadership and talent management, and a dynamic ability to collaborate on key initiatives, implement innovative solutions, and facilitate learning and strategic change.``

– The RSR Benefits Team  –

Why RSR Benefits

Providing Insurance Solutions to Small Businesses

We have a passion to help small businesses in navigating, researching and recommending individualized insurance solutions tailored for each company’s needs. We work with businesses of all sizes, shapes and industries offering comprehensive employee benefit packages including health insurance, vision and dental insurance, life and disability insurance and long term planning.

RSR Benefits will be a partner for your team and provide solutions to what many business owners view as a complicated, necessary evil. We love helping business owners and employees by clearing the clutter and providing trusted recommendations and honest feedback.

Affiliations and Memberships

Full Enrollment Platform

Simplify management and enrollment of your business employee benefits with our Full Enrollment Platform.

Personalized Enrollments

With effective and ongoing communication with our clients and budget research, we research the best and most affordable packages for your business and employees’ needs.

Top Carriers

We offer access to the top carriers that we have personally vetted and have years of experience working with.

Easy Deductions

Quick and easy deduction reports for your payroll company, and easy management of deductions on our Full Enrollment Platform.

20+ Years Experience

Our team has a combined experience of over 20 years in the insurance, long-term planning and group benefits products. We understand the needs of small businesses and how to match the right package for each client.

Hands On Customer Service

We are here for our clients for ongoing reporting, account revisions and monthly or annual customer service needs. Never have to deal with calling customer service lines with frustrating long waits and endless prompts  You can call us anytime with any issues, changes, or questions.

Employee Retention

With a comprehensive group benefits plan you will not only attract and hire new talent on your team, but your employees will be happier, healthier and more loyal to your company. With an effective group benefits plan, your small business will feel larger and able to compete with the larger firms.

Tax Incentives & Cost Savings

Businesses who offer benefits can deduct the cost of premiums from their federal business taxes, and some small businesses may qualify for a tax credit. And group plans tend to be cheaper on average than individual plans.

``I would love to talk to both business owners interested in implementing new strategies as well as individuals that are interested in learning about an opportunity that can change their lives!``

– Regina Schmutte –

Who We Serve

We are located in Western New York and Central Kentucky but we serve clients all over the United States.  We currently have clients in nearly 30 states in a variety of industries.

Industries we have served:

  • Manufacturing
  • Disability & Healthcare Providers
  • Veteran Owned Businesses
  • Service Based Businesses
  • Property Management Firms
  • Retail and Wholesale Companies
  • Hospitals and Medical Offices
  • Construction Contractors
  • Fitness Centers
  • Hotels &  Restaurants
  • Horse Farms and Equestrian Related Businesses
  • Accounting and CPA Firms

What our Clients are Saying ...

Let's Get Started

Call our team or fill out our Get Started Form to being the process. We will schedule an in-person meeting or zoom meeting (if you feel more comfortable) to get to know each other and ensure our team is a good fit for you.  Let’s get started on a comprehensive benefits plan to fit your business and your employees’ needs.